Nicholas S. Clark, McIntosh Commercial Bank

I appreciate you checking on our service. We did utilize the service yesterday and everything seemed to work just fine. I believe our board of directors gained an appreciation for the concept of utilizing conference calls and will be comfortable with it in the future. I would count on us being a monthly user at minimum.

Thank You,

Nicholas S. Clark
Chief Financial Officer
McIntosh Commercial Bank
Carrollton, Georgia

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